Category Archives: Other Financial Planning

Financial Planning Pyramid

The Financial Planning Pyramid is a great way to get a sense of some financial planning priorities. It helps visualize what elements of financial plans are more of a foundation that support riskier, less liquid parts of the plan.

Don’t Buy a Home … Part 7: You Can’t Live in a Mutual Fund

I’ve been tough on real estate for the past few posts. Don’t get me wrong, I’m not against real estate on principle, but it’s worth a balanced discussion as you plan your finances and frankly that often seems missing in the media and around the inter-generational dinner table.

Don’t Buy a Home … Part 6: Sales Restrictions

Whenever I’m suggesting the purchase of a mutual fund, I share what scenarios might look like at the time of sale. I always make sure to be up front about how things might look if we have to sell earlier than we had planned.

Don’t Buy a Home … Part 5: Fee Disclosures

As I’ve discussed here before, there are fees involved in purchasing units in a mutual fund. Any time I am doing a mutual fund transaction for a client, I am bound to disclose the costs, which can include transaction fees and trailer fees for managing the funds, through fee disclosures. This is in addition to the disclosures in a mutual fund’s Fund Facts, such as the MER or management expense ratio.

Category Archives: Other Financial Planning

Financial Planning Pyramid

Don’t Buy a Home … Part 7: You Can’t Live in a Mutual Fund

Don’t Buy a Home … Part 6: Sales Restrictions

Don’t Buy a Home … Part 5: Fee Disclosures

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